You’re in need of some cosmetic improvements to your smile, but first, you’d like to properly prepare. Will you be able to use your dental insurance to cover the procedure you have done, or will you have to pay out-of-pocket? Your cosmetic dentist explains the “ins and outs” so you can move ahead with achieving the smile of your dreams!
How Dental Insurance Typically Works
There are three basic classifications for dental insurance: preventive, basic and major. The following explains what is covered under each type:
- Preventive – Arguably the most important form of dentistry, preventive care includes cleanings and examinations. The fees for these visits are typically fully covered.
- Basic – A procedure like a cavity filling is traditionally considered to be basic care. Dental insurance will coverage, on average, up to 80% of the costs.
- Major – Root canal therapy is an example of major care. The coverage is often around 50% of the total costs.
Where Does Cosmetic Dentistry Fit in?
Unfortunately, cosmetic dentistry typically isn’t covered by dental insurance, as it is considered to be an elective type of care and not vital to maintaining oral health. Thankfully, there is an alternative option for financing the cosmetic dental work you want done.
The CareCredit Option Explained?
CareCredit is a financing program that allows patients to receive the immediate treatment they need and then make payments to resolve the debt. There are several repayment structures, ranging from six to 24 months, and the loans are typically low-to-no interest with no hidden fees.
If you’re considering this route, though, you’ll need to apply for the program and be approved before receiving treatment.
Treatment Options to Boost Your Confidence
Now that you have an understanding about how your cosmetic dental procedure can be paid for, the next step is to reach out to schedule a visit. Here are some of the procedures that are available to meet your smile desires:
- Teeth Whitening – Get rid of stubborn stains and have your teeth brightened up to eight shades with professional teeth whitening performed in-office.
- Porcelain Veneers – Gaps, misalignment, crookedness or stains can be masked with porcelain veneers, which are thin ceramic shells that fit directly over the teeth in the smile zone.
- Cosmetic Bonding – Another option to address stains, chips or slight cracks is cosmetic bonding. The process involves the dentist adding a resin material directly to the teeth to build up the area and then bond it using a special curing light.
- Cosmetic Gum Contouring – If you’re unhappy with your “gummy” smile, then cosmetic gum contouring provides a way to reduce the tissue surrounding your teeth so you can enjoy a more symmetrical appearance.
The path to achieving the smile of your dreams is simple; it just requires a few steps to be completed beforehand. So to experience the confidence boost that comes along with having a beautiful set of teeth, contact your local dentist to schedule a consultation today!
About the Author
Dr. Richard A. Cea is a graduate of Marquette University, and for the last 25 years, he has been providing thorough and compassionate dental care. As part of his commitment to excellence, he takes continuing education courses to stay abreast of the latest technological advances and techniques in dentistry. Dr. Cea helps patients enjoy gorgeous smiles at Springs Dental Care, and he can be reached for more information through his website.