As time continues to zoom by, we’re at the halfway point of the year. That means that if you haven’t visited your family dentist yet, then you run the risk of allowing the premiums you’ve been paying to maintain dental insurance go to waste. Read on to learn why it’s important to visit now and to discover what types of services are generally covered by your dental insurance.
Why Semi-Annual Visits are So Important
Visiting your local dentist every six months for cleanings and examinations is of the utmost importance because they result in the removal of harmful plaque and tartar before they wreak havoc on your teeth and gums. These visits also allow your dentist to identify any threats to your oral health before they can develop into greater issues. Not only do these appointments, that typically take no more than an hour of your time, fortify your oral health, but they also offer other perks.
How to Maximize Your Dental Insurance
Dental insurance benefits are usually classified in the following manner:
- Preventive – Dental insurers encourage regular preventive care visits to your dentist. Therefore, they’ll typically cover up to 100% of the cost of dental cleanings and examinations.
- Basic – A procedure such as a cavity filling is an example of basic dental care. The usual coverage is around 80%, with the patient being responsible for the remaining fees.
- Major – A well known example of major care is root canal therapy. The average patient contribution is significantly higher – around 50%.
The overarching theme here is that it’s much more cost-effective to take the preventive route. Not only does it save money initially, but it also helps to avoid costly and painful situations down the road.
No Dental Insurance? Here’s Another Option
If you don’t have dental insurance, you don’t have to miss out on the many benefits of receiving preventive maintenance and any other form of dental care that is vital to your oral health. It doesn’t hurt to ask your dentist about the availability of an in-house plan.
These types of coverage options usually come in multiple variations, including individual, partner and family plans, with prices ranging from $250 per year to $490 per year. This can be of great benefit, given that it provides a way to receive semi-annual comprehensive exams, X-rays and cleaning.
Whether you have dental insurance or not, now is the time to act because you still have a small window of opportunity to get in two dental preventive care appointments before the year ends. The process starts by simply reaching out to your local dentist to schedule a visit today!
About the Author
Dr. Richard Cea is a graduate of Marquette University, and for more than 25 years, he has been providing the best in comprehensive dental care. A life-long learner, he takes continuing education courses annually, and he maintains professional affiliation with such organizations as the American Academy of Cosmetic Dentistry and the International Association for Orthodontics. Dr. Cea helps his patients experience the joys of having excellent oral health at Springs Dental Care, and he can be reached for more information through his website.