Dental benefits often go unused, according to the family dentist who often marks patients as no-shows and handles last-minute cancellations. It’s a shame because many of these benefits can make a big difference, mainly because they’re preventive. Preventive benefits are almost always covered 100 percent, meaning the insurance company covers the costs of your X-rays, examinations and cleanings.
To make sure you don’t miss out on these benefits before the upcoming new year, take note of the following.
Making Time During the Holidays
It’s understandably difficult to schedule dental appointments around the holidays. This is exactly why getting your dental visit scheduled now is the best way to take advantage of your benefits without interrupting valuable time with friends and family. Once the annual premium period ends, any unused services offered freely or at lower rates disappear. That means money you spent into these programs essentially vanishes.
If you’ve only received one cleaning or exam this year, take a look at your current explanation of benefits. This will outline exactly what you receive in your dental benefits and what you have left to take advantage of. In the event that you’re unsure of your remaining benefits, don’t hesitate to contact your insurance company representative directly.
Dental Insurance and In-House Dental Plans
When you visit Springs Dental Care, the chances are quite good that you’ll be able to take advantage of one of our many in-network dental insurance providers. Take a moment to consider the most up-to-date list below to see if your insurance is listed.
- Delta Dental
- BlueCross Blue Shield PPO 300
- United Concordia
Alternatively, patients who don’t have insurance should also consider our manageable in-house dental plans. By buying into these annual payment options, you can cover your own care as well as the care of your spouse or other family members! You can also expect 20 to 40 percent off other dental services. They include:
- $250/year – Co-Payment includes biannual comprehensive exams, cleanings and annual X-ray screenings
- $399/year – Co-Payment includes same benefits, but includes coverage for your spouse
- $499/year – Co-Payment includes same benefits, but includes coverage for three other family members
The Importance of Regular Visits and Asking Questions
Committing to routine dental visits isn’t only about saving money. It’s also the best line of defense against dental disease outside of your at-home care. With preventive cleanings and exams, you can catch disease and treat it more effectively as a result, obtain the most thorough cleaning possible that at-home care can’t perform, and get the chance to ask your dentists important questions, such as:
- What are my benefits?
- What is my annual deductible?
- Do you take my insurance?
- How many services do I have remaining?
Got a question before your dental visits? Schedule an appointment today and keep your oral health in check!
About the Author
Dr. Richard A. Cea earned his DDS degree from Marquette University and since then, he’s taken the time to continue his education and include state-of-the-art technology at his practice. To learn more about his expertise or dental insurance coverage, you can contact him through his website.